The Uganda Rural Farmers Scheme: Women's Accessibility to Agricultural

被引:8
作者
Abaru, Biruma M. [1 ]
Mugera, Amin W. [1 ]
Norman, David W. [1 ]
Featherstone, Allen M. [1 ]
机构
[1] Kansas State Univ, Dept Agr Econ, Manhattan, KS 66506 USA
关键词
Loan application; Loan approval; Loan disbursement; Loan rationing; Smallholder farming; Women;
D O I
10.1108/00214660680001188
中图分类号
F3 [农业经济];
学科分类号
0202 ; 020205 ; 1203 ;
摘要
This study investigates factors related to loan approval, disbursement, repayment, and loan rationing among 1,012 farmers in the Rural Farmers Scheme (RFS), Uganda, between 1987 and May 1995. Results indicate that women had a higher loan approval rate and loan repaid/loan borrowed ratio than men, but lower actual disbursement levels. Loan rationing among women and men was not statistically different, and no justification was found for microfinance institutions discriminating against women in giving loans based on repayment rates. A wide gap exists between loan amounts approved and disbursed. Strategies are outlined for improving the pool of women loan applicants.
引用
收藏
页码:215 / +
页数:21
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