Expansion and Efficiency in Banking: Evidence from Ghana

被引:12
作者
Isshaq, Zangina [1 ]
Bokpin, Godfred A. [2 ,3 ]
机构
[1] Univ Cape Coast, Sch Business, Dept Accounting & Finance, Cape Coast, Ghana
[2] Osaka Univ, Grad Sch Econ, Osaka, Japan
[3] Univ Ghana, Business Sch, Dept Finance, Legon, Ghana
关键词
Banking in Ghana; Efficiency; Expansion;
D O I
10.1002/mde.1556
中图分类号
F [经济];
学科分类号
02 ;
摘要
We use a translog functional form to estimate a stochastic frontier function of cost and profit efficiency (PE) of Ghanaian banks under the Battese-Coelli time-varying decaying inefficiency parameterization for (unbalanced) panel data. We regressed efficiency estimates on a distance variable controlling for bank size, total cost, and profits. We find that Ghanaian bank PE is worsening, whereas cost efficiency is improving for the period analyzed. Our results show that PE is not related to distance, size, or cost and profitability ratios. Distance is however positively and significantly related to cost efficiency. Cost efficiency is however not influenced by size or cost and profit ratios. Copyright (C) 2011 John Wiley & Sons, Ltd.
引用
收藏
页码:19 / 28
页数:10
相关论文
共 50 条
[21]   Does cross-border banking enhance competition and cost efficiency? Evidence from Africa [J].
Borauzima, Luc Matabaro ;
Niyondiko, Dominique ;
Muller, Aline .
JOURNAL OF MULTINATIONAL FINANCIAL MANAGEMENT, 2021, 62
[22]   Market Structure, Spin-Off, and Efficiency: Evidence from Indonesian Islamic Banking Industry [J].
Al Arif, M. Nur Rianto ;
Mufraini, M. Arief ;
Prabowo, M. Agung .
EMERGING MARKETS FINANCE AND TRADE, 2020, 56 (02) :329-337
[23]   Efficiency of the Islamic Banking Sector: Evidence from Two-Stage DEA Double Frontiers Analysis [J].
Mai, Xuan Thi Thanh ;
Nguyen, Ha Thi Nhu ;
Ngo, Thanh ;
Le, Tu D. Q. ;
Nguyen, Lien Phuong .
INTERNATIONAL JOURNAL OF FINANCIAL STUDIES, 2023, 11 (01)
[25]   The nexus between financial sector consolidation, competition and efficiency: empirical evidence from the malaysian banking sector [J].
Sufian, Fadzlan .
IMA JOURNAL OF MANAGEMENT MATHEMATICS, 2011, 22 (04) :419-444
[26]   Cost economies, efficiency and productivity growth in the Chinese banking industry: evidence from a quarterly panel dataset [J].
Du, Jun ;
Girma, Sourafel .
EMPIRICAL ECONOMICS, 2011, 41 (01) :199-226
[27]   Cost economies, efficiency and productivity growth in the Chinese banking industry: evidence from a quarterly panel dataset [J].
Jun Du ;
Sourafel Girma .
Empirical Economics, 2011, 41 :199-226
[28]   Discussion on Banking Efficiency and Determinants in the Digital Finance Environment - Evidence in Taiwan [J].
Lin, Szu-Hsien ;
Lai, Huei-Hwa ;
Chang, Tzu-Pu ;
Chen, Yi-Jing .
INTERNATIONAL JOURNAL OF BUSINESS, 2022, 27 (03)
[29]   Banking reforms and bank efficiency: Evidence for the collapse of Spanish savings banks [J].
Blanco-Oliver, Antonio .
INTERNATIONAL REVIEW OF ECONOMICS & FINANCE, 2021, 74 :334-347
[30]   Does corporate governance influence the efficiency of working capital management of listed firms Evidence from Ghana [J].
Fiador, Vera .
AFRICAN JOURNAL OF ECONOMIC AND MANAGEMENT STUDIES, 2016, 7 (04) :482-496