The study was conducted to ascertain the factors affecting participation of cassava farmers in credit market (study of Bende local government area) Abia State. The broad objective was to determine factors that affect cassava farmer's participation in credit market. The data were collected from cassava farmers of the sampled area through a well-structured questionnaire.. In this study, the Multinomial logit model was used to determine the factors that affect cassava farmer's participation in credit market, be it formal, informal, or both institutions. Socio-economic and enterprise characteristics such as sex, age, household size, training and cooperative membership were found to be significant factors that affect farmers demand and participation in credit market (i.e informal, formal and both informal and formal sources in the study area). Farmers should be encouraged to participate in both credit markets via easy access to credits from formal and informal lenders which will significantly improve productivity and welfare of cassava farmers.
