A Study on Neural Network Method for Personal Credit Evaluation

被引:0
|
作者
Ren, Hui [1 ]
He, Yujing [2 ]
Chang, Ning [2 ]
机构
[1] Chinese Peoples Armed Police Force Acad, Dept Force Management, Langfang, Peoples R China
[2] Chinese Peoples Armed Police Force Acad, Dept Fundament, Langfang, Peoples R China
来源
2009 INTERNATIONAL SYMPOSIUM ON COMPUTER NETWORK AND MULTIMEDIA TECHNOLOGY (CNMT 2009), VOLUMES 1 AND 2 | 2009年
关键词
personal credit; personal credit evaluation; neural network;
D O I
暂无
中图分类号
TP3 [计算技术、计算机技术];
学科分类号
0812 ;
摘要
This paper analyses the neural network method for personal credit evaluation. Firstly, it introduces personal credit evaluation and its research. Secondly, it analyses the characteristics of two types of commonly used methods for personal credit evaluation. Then it introduces the structure and characteristics of artificial neural network and puts forward 10 indicators for personal credit evaluation. On this basis, it designs Elman neural network and tries to use this network to evaluate personal credit. According to the results of experimental verification, this personal credit evaluation algorithm shows a high accuracy for the evaluation of personal credit.
引用
收藏
页码:1195 / +
页数:2
相关论文
共 50 条
  • [31] Safety evaluation method of hoisting machinery based on neural network
    Fujiang Chen
    Neural Computing and Applications, 2021, 33 : 565 - 576
  • [32] The discussion on the application of neural network in consumer credit scoring
    Li, SG
    Zhang, WS
    Zhang, MY
    PROCEEDINGS OF 2003 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE & ENGINEERING, VOLS I AND II, 2003, : 1647 - 1651
  • [33] Credit risk assessment using the RBF neural network
    Zhu, Yun
    Chiu, WanHua
    Information, Management and Algorithms, Vol II, 2007, : 125 - 128
  • [34] Comparation neural network to regression analysis for credit rating
    Qi, H
    Feng, YQ
    Lu, T
    Huang, TY
    PROCEEDINGS OF '96 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE & ENGINEERING, 1996, : 99 - 102
  • [35] Evaluation method of outward-bound based on neural network
    Jia-Li Zang
    Evolutionary Intelligence, 2023, 16 : 1547 - 1554
  • [36] The study on establishment of China's personal credit system
    Jiang, MH
    Cheng, H
    PROCEEDINGS OF 2002 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE & ENGINEERING, VOLS I AND II, 2002, : 1693 - 1696
  • [37] An artificial network method for credit application management
    Feng, YQ
    Lu, T
    Qi, H
    Huang, TY
    PROCEEDINGS OF '96 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE & ENGINEERING, 1996, : 115 - 118
  • [38] Product innovation capability evaluation of SMEs with genetic neural network method
    Sun, Jin-hua
    Bi, Ke-xin
    Feng, Ying-jun
    INTERNATIONAL CONFERENCE ON MANAGEMENT INNOVATION, VOLS 1 AND 2, 2007, : 976 - 980
  • [39] Research on Performance Evaluation Method of Rice Thresher Based on Neural Network
    Da, Qiang
    Li, Dexin
    Zhang, Xiaolei
    Guo, Weiling
    He, Dongyu
    Huang, Yanfei
    He, Gengchao
    ACTUATORS, 2022, 11 (09)
  • [40] The research of evaluation method of ATM shifting quality based on neural network
    Cheng Wenming
    PROCEEDINGS OF THE 2015 INTERNATIONAL CONFERENCE ON EDUCATION, MANAGEMENT, INFORMATION AND MEDICINE (EMIM 2015), 2015, 8 : 1418 - 1423