Customer retention and cross-buying in the banking industry: An integration of service attributes, satisfaction and trust

被引:0
作者
Tsung-Chi Liu
Li-Wei Wu
机构
[1] 293 Chung Ching St,
关键词
Customer retention; cross-buying; satisfaction; trust; service attribute;
D O I
10.1057/palgrave.fsm.4760067
中图分类号
学科分类号
摘要
Most previous studies have focused on customer retention and have ignored the importance of customers’ cross-buying behaviour. Customer retention seems to be the result of a kind of repetitive decision by the customers, but their decision to cross-buy involves a more complicated process. In this study, the authors examine the effects of locational convenience, one-stop shopping convenience, firm reputation, firm expertise, and direct mailings on both customer retention and cross-buying. The mediating roles of satisfaction and trust in the relationships between service attributes, customer retention, and cross-buying are also examined. The results indicate that banks can use different service attributes to influence customer retention and cross-buying. Trust and satisfaction play different mediating roles in the relationships between service attributes, customer retention, and cross-buying.
引用
收藏
页码:132 / 145
页数:13
相关论文
共 111 条
[1]  
De Wulf K(2001)Investments in customer relationships: A cross-country and cross-industry exploration Journal of Marketing 65 33-59
[2]  
Odekerken-Schröder G(1996)The behavioral consequences of service quality Journal of Marketing 60 31-46
[3]  
Iacobucci D(2002)The impact of information technology on customer and supplier relationships in the financial services International Journal of Service Industry Management 13 29-46
[4]  
Zeithaml VA(2002)Customer retention in tile insurance industry: Using survival analysis to predict cross-selling opportunities Journal of Financial Services Marketing 6 229-239
[5]  
Berry LL(2005)Cross-selling sequentially ordered products: An application to customer banking services Journal of Marketing Research 42 233-239
[6]  
Parasuraman A(2004)Drivers of customers’ cross-buying intentions European Journal of Marketing 38 1129-1157
[7]  
Mulligan P(2001)The impact of satisfaction and payment equity on cross-buying: A dynamic model for a multi-service provider Journal of Retailing 7 359-378
[8]  
Gordon SR(2002)The effect of relational constructs on customer referrals and number of services purchased from a multiservice provider: Does age of relationship matter? Journal of Academy of Marketing Science 30 202-216
[9]  
Harrison T(2004)The theoretical underpinnings of customer asset management: A framework and propositions for future research Journal of Academy of Marketing Science 32 271-292
[10]  
Ansell J(2003)Understanding the effect of customer relationship management efforts on customer retention and customer share development Journal of Marketing 67 30-45