For a finite commutative ring R with unity, the looped zero divisor graph Γ˚(R)\documentclass[12pt]{minimal}
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\begin{document}$$\mathring{\Gamma }(R)$$\end{document} is an undirected graph with all non-zero zero divisors of R as vertices and two vertices (not necessarily distinct) u and v are adjacent if and only if uv=0\documentclass[12pt]{minimal}
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\begin{document}$$uv=0$$\end{document}. The universal adjacency matrix of a looped graph G˚\documentclass[12pt]{minimal}
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\begin{document}$$\mathring{G}$$\end{document} is U(G˚)=αA+βD+γI+ηJ\documentclass[12pt]{minimal}
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\begin{document}$$U(\mathring{G})=\alpha A+\beta D+\gamma I+\eta J$$\end{document}, where α(≠0),β,γ,η∈R\documentclass[12pt]{minimal}
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\begin{document}$$\alpha (\ne 0),\beta ,\gamma ,\eta \in \mathbb {R}$$\end{document}, I is the identity matrix, J is the all one matrix, A is the adjacency and D is the degree diagonal matrix of G˚\documentclass[12pt]{minimal}
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\begin{document}$$\mathring{G}$$\end{document}. For every non-prime integer n with ξ\documentclass[12pt]{minimal}
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\begin{document}$$\xi $$\end{document} number of proper divisors, we show that ξ\documentclass[12pt]{minimal}
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\begin{document}$$\xi $$\end{document} eigenpairs of U(Γ˚(Zn))\documentclass[12pt]{minimal}
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\begin{document}$$U(\mathring{\Gamma }(\mathbb {Z}_n))$$\end{document} can be obtained from a symmetric matrix WU\documentclass[12pt]{minimal}
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\begin{document}$$\mathcal {W}_U$$\end{document} of order ξ\documentclass[12pt]{minimal}
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\begin{document}$$\xi $$\end{document}, and determine explicitly all the remaining eigenpairs of U(Γ˚(Zn))\documentclass[12pt]{minimal}
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\begin{document}$$U(\mathring{\Gamma }(\mathbb {Z}_n))$$\end{document}. As a consequence, we also study the adjacency, Seidel, Laplacian and signless Laplacian spectra of Γ˚(Zn)\documentclass[12pt]{minimal}
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\begin{document}$$\mathring{\Gamma }(\mathbb {Z}_n)$$\end{document}. Moreover, for n=pm\documentclass[12pt]{minimal}
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\begin{document}$$n=p^m$$\end{document}, a prime p and integer m≥2\documentclass[12pt]{minimal}
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\begin{document}$$m\ge 2$$\end{document}, we determine the characteristic polynomial of corresponding WU\documentclass[12pt]{minimal}
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\begin{document}$$\mathcal {W}_U$$\end{document} matrix (except for η+α≠0\documentclass[12pt]{minimal}
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\begin{document}$$\eta +\alpha \ne 0$$\end{document} with η≠0\documentclass[12pt]{minimal}
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\begin{document}$$\eta \ne 0$$\end{document}).