Impact of microfinance on the non-monetary aspects of poverty: evidence from Pakistan

被引：0
作者：
Muhammad Ali Jibran Qamar
Sameen Masood
Muhammad Nasir
机构：
[1] COMSATS Institute of Information Technology,Department of Management Sciences
[2] University of the Punjab,Department of Sociology, Institute of Social and Cultural Studies
[3] COMSATS Institute of Information Technology,undefined
来源：
Quality & Quantity | 2017年 / 51卷
关键词：
Education; Housing condition; Microfinance; Poverty;
D O I：
暂无
中图分类号：
学科分类号：
摘要：
To examine the impact of microfinance (MF) on poverty alleviation this research utilized children’s education and housing conditions as the indicators of impact between the established and new clients of MF. Chi square test (χ2) of significance is used to examine the difference between new and established clients followed by binary logistic regression. It is found that MF plays an important role in poverty reduction (non-financial aspects of poverty) by giving access to better education for their children and improved housing conditions. Established clients (membership with MF for more than 1 year) of MF have better housing conditions and enhanced children’s education than new clients. It contends that with little endeavors, these institutions can perform to eliminate poverty by giving access to various financial and social services. Based on the results, it is recommended, governments, multilateral development agencies should develop policies that perpetuate the MF.
引用
收藏
页码：891 / 902
页数：11
相关论文
共 29 条
  • [1] Bakhtiari S(2006)Micro-finance and poverty reduction (Some International Evidence) Int. Bus. Econ. Res. J. 5 1-7
  • [2] Bhaduri A(1973)A study in agricultural backwardness under semi-feudalism Econ. J. 83 120-137
  • [3] Coleman BE(1999)The impact of group lending in northeast Thailand J. Dev. Econ. 60 105-141
  • [4] Copestake J(2005)Monitoring the diversity of the poverty outreach and impact of microfinance: a comparison of methods using data from Peru Dev. Pol. Rev. 23 703-723
  • [5] Dawson P(2011)Effect of microcredit program on rural poverty alleviation: an empirical study of four major microcredit organizations at MoniampurUpazila in Bangladesh Afr. J. Agric. Res. 2 5742-5746
  • [6] Fanning JP(2007)The empirics of microfinance: what do we know? Econ. J. 117 1-10
  • [7] McKay A(2004)Impact of microfinance programs on children’s education: Do the gender of the borrower and the delivery model matter? J. Microfinance 6 33-49
  • [8] Wright-Revolledo K(2008)Estudiopiloto de evaluacion de impactodelprograma de microcreditos de Cruz Roja Espanola en Ruanda Revista de Economia Mundial 19 83-104
  • [9] Hasan MA(2015)Microinsurance and education: how to make it success Sci. Int. 27 423-430
  • [10] Lu WC(2011)Impact of microfinance on poverty: a case of Pakistan World Appl. Sci. J. 12 877-883
123