Characteristics of severe Atlantic hurricanes in the United States: 1949–2006

Property insurance data available for 1949–2006 were assessed to get definitive measures of hurricane losses in the U.S. Catastrophes, events causing >$1 million in losses, were most frequent in the Southeast and South climate regions. Losses in these two regions totaled $127 billion, 85% of the nation’s total losses. During the period 1949–2006 there were 79 hurricane catastrophes, causing $150.6 billion in losses and averaging $2.6 billion per year. All aspects of these hurricanes showed increases in post-1990 years. Sizes of loss areas averaged one state in 1949–1967, but grew to 3 states during 1990–2006. Seven of the ten most damaging hurricanes came in 2004 (4) and 2005 (3). The number of hurricanes also peaked during 1984–2006, increasing from an annual average of 1.2 during 1949–1983 to 2.1 per year. Losses were $49.3 billion in 1991–2006, 32% of the 58-year total. Various reasons have been offered for such recent increases in hurricane losses including more hurricanes, more intense tropical storms, increased societal vulnerability in storm-prone areas, and a change in climate due to global warming, although this is debatable.