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Consumer perceptions of alternative dispute resolution mechanisms in financial transactions
被引：0
作者：
Raj Devasagayam
Jo DeMars
机构：
[1] Siena College,
关键词：
banking;
customer relations;
e-business;
e-commerce;
financial brokers;
financial engineering;
financial institutions;
financial marketing;
financial models;
financial planning;
financial training;
insurance;
intermediation;
knowledge management;
management;
marketing;
marketing strategy;
pensions;
services quality;
virtual organisations;
consumer–firm dispute resolution;
customer perceptions;
likelihood of employing alternative dispute resolution mechanisms;
US national survey;
primary data;
D O I：
10.1057/palgrave.fsm.4770134
中图分类号：
学科分类号：
摘要：
This research examines consumer perceptions of choices of alternative dispute resolution mechanisms (ADRM) in resolving financial services and product dissatisfaction. The paper begins with a detailed analysis of various dispute resolution mechanisms available to customers and firms in the United States. It then proceeds to highlight the salient features of ADRM. A national random sample of US consumers is used to obtain data on customer perceptions of ADRM and possible choices in using ADRM in conflict resolution. Results indicate that as the cash at risk increases, consumers indicate a preference for litigation over alternative forms of dispute resolution. The findings have strategic implications for strategy formulation in marketing of financial services and product as well as improving customer satisfaction through amicable resolutions of customer complaints.
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页码：378 / 387
页数：9
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