Rural Consumers’ Financial Literacy and Access to FinTech Services

被引:0
作者
Morshadul Hasan
Thuhid Noor
Jiechao Gao
Muhammad Usman
Mohammad Zoynul Abedin
机构
[1] Murdoch University,Murdoch Business School
[2] University of Manitoba,Department of Economics
[3] University of Virginia,School of Computer Science
[4] Nanjing Audit University,School of Accounting
[5] Teesside University,Department of Finance, Performance & Marketing, Teesside University International Business School
来源
Journal of the Knowledge Economy | 2023年 / 14卷
关键词
Financial knowledge; Financial literacy; FinTech access; Financial inclusion in Bangladesh; Rural finance; Inclusive finance; D1; D9; G2; G4; G5; O2; R1;
D O I
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中图分类号
学科分类号
摘要
The study aims to show the impact of financial knowledge among rural consumers’ access to financial technology services. In general, knowledge regarding any particular fact helps consumers to select or reject different options. Therefore, knowledge regarding financial services is considered a factor that influences access to financial technology services. This study carries out a survey-oriented method with a structured questionnaire. According to the data category, this study uses three well-known econometric models: logistic regression, probit regression, and complementary log–log regression, have been experimented. This study finds that knowledge regarding various factors significantly impact on access to financial technology services. Mainly, this study has important practical significance for the use of rural finance and financial technology in rural areas, which affects the entire economy.
引用
收藏
页码:780 / 804
页数:24
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