Digital financial inclusion: next frontiers—challenges and opportunities

被引:22
作者
Chandra Mohan Malladi
Rupesh K. Soni
Sanjay Srinivasan
机构
[1] Tata Consultancy Services,Enterprise Business Platforms
关键词
Financial Inclusion; Information and Communication Technology; Social Inclusion; Health Inclusion; Sustainable Growth;
D O I
10.1007/s40012-021-00328-5
中图分类号
学科分类号
摘要
India’s Financial Inclusion journey has been phenomenal in the last decade and expressly promoted by the Government of India through their Digital India Movement & Pradhan Mantri Jan Dhan Yojana. Reduction of poverty and addressing the challenges of ensuring sustainable income could become a key factor to achieve an inclusive society. Information and Communication Technology are providing access to unbanked population progressively and helping to bring them into the banking segment. Digital Technologies are driving usage and making a positive impact on livelihood of citizens. In this paper we are discussing on what is achieved in Financial Inclusion so far and what next and how do we leverage and harness digital technologies to achieve an inclusive society. This paper enlists various challenges that continue to prevail in achieving an inclusive society. We have put forth recommendations on addressing the key challenges and qualified the importance of collaboration and transparency between all the key stakeholders to achieve an inclusive ecosystem.
引用
收藏
页码:127 / 134
页数:7
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