Family financial risk taking when the wife earns more

被引：23

作者：

Jianakoplos N.A. ^{[1
]}

Bernasek A. ^{[1
]}

机构：

[1] Department of Economics, Colorado State University, Fort Collins, CO 80523-1771

来源：

Journal of Family and Economic Issues | 2008年 / 29卷 / 2期

关键词：

Bargaining theory; Dual earners; Financial risk taking; Household decision making;

D O I：

10.1007/s10834-008-9102-2

中图分类号：

学科分类号：

摘要：

This study investigates whether the relative bargaining power of spouses plays a role in explaining household financial risk taking. Traditional models assume that household decisions are made based on pooled resources and common preferences. In contrast, bargaining models hypothesize that household decisions depend on the relative bargaining power of spouses. According to bargaining models, if women are more risk averse, then households should exhibit less financial risk taking as the bargaining power of the wife increases. Results of an analysis of household financial risk taking in a sample of dual-earner, married households from the 2004 Survey of Consumer Finances are more consistent with decision making based on pooled resources rather than on the relative bargaining power of spouses. © 2008 Springer Science+Business Media, LLC.

引用

页码：289 / 306

页数：17

共 36 条

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