Innovative Ideas for the Financing Model of China's Small and Medium-sized Enterprises from the Perspective of the Internet Finance Development

With the rapid development of small and medium-sized enterprises (SMEs) in China, financing problems become the main factors of restricting its sustainable development. Internet finance shows its unique business model and value creation way, and offers a new opportunity and technical support for the financing model innovation of SMEs. Due to its advantage of transaction efficiency, information efficiency, function efficiency, system efficiency and the management efficiency, Internet financial intermediaries provides new ways and directions for SMEs. People should take advantage of the diversified business model of Internet financial, and actively provide fast, convenient and efficient service for SMEs.