Private compulsory long-term care insurance in Germany

被引：0
|
作者：
Riedel, H
机构：
[1] Statistics and IT,Manager of the Department of Mathematics
[2] Association of Private Health Insurers,undefined
来源：
GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE | 2003年 / 28卷 / 02期
关键词：
D O I：
10.1111/1468-0440.00223
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
In Germany compulsory long-term care insurance was established in 1995. Private health insurers undertook to implement compulsory long-term care insurance for that part of the population that had a supplementary private health insurance. This paper deals with the history of private compulsory long-term care insurance and how it is calculated, based on the principle of equivalence for lifelong premiums (provided that there is no inflation in benefits) and on an ageing provision. Furthermore, it explains its transfer elements and financial equalization, which are necessary to compensate both the insurance of very old people and those needing long-term care as well as legal restrictions on premiums.
引用
收藏
页码：275 / 293
页数：19
相关论文
共 50 条
  • [1] Private Compulsory Long-term Care Insurance in Germany
    Helga Riedel
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2003, 28 : 275 - 293
  • [2] The Impact of Private Long-Term Care Insurance on the Use of Long-Term Care
    Li, Yong
    Jensen, Gail A.
    INQUIRY-THE JOURNAL OF HEALTH CARE ORGANIZATION PROVISION AND FINANCING, 2011, 48 (01) : 34 - 50
  • [3] Fairness in Germany's Long-Term Care Insurance: The Relationship Between Social Insurance and Private Mandatory Insurance
    Rothgang, H.
    GESUNDHEITSWESEN, 2010, 72 (03) : 154 - 160
  • [4] THE EXPANDING PRIVATE LONG TERM CARE INSURANCE MARKET IN GERMANY
    Nadash, P.
    Cuellar, A. E.
    Doty, P.
    von Schwanenfluegel, M.
    GERONTOLOGIST, 2015, 55 : 155 - 155
  • [5] LONG-TERM CARE TRANSITIONS AMONG PEOPLE WITH PRIVATE LONG-TERM CARE INSURANCE
    Cohen, M.
    Miller, J. S.
    Shi, X.
    GERONTOLOGIST, 2010, 50 : 378 - 378
  • [6] Impact of private long-term care insurance on setting of care
    Bishop, C
    Cohen, M
    Dimitrova, B
    GERONTOLOGIST, 2004, 44 : 630 - 630
  • [7] Long-Term Care Insurance in China: Public or Private?
    Shen, Suyan
    Li, Fang
    Tanui, John Kipkorir
    SOCIAL WORK IN HEALTH CARE, 2014, 53 (07) : 679 - 692
  • [8] Private long-term care insurance: A look ahead
    Cohen, MA
    JOURNAL OF AGING AND HEALTH, 2003, 15 (01) : 74 - 98
  • [9] Funding for long-term care: the private insurance option
    Davey, JA
    AUSTRALIAN JOURNAL ON AGEING, 1997, 16 (04): : 166 - 168
  • [10] UNDERWRITING IN THE PRIVATE LONG-TERM CARE INSURANCE MARKET
    Stevenson, D. G.
    Cornell, P. Y.
    Frank, R. G.
    Cohen, M.
    Shi, X.
    Grabowski, D.
    GERONTOLOGIST, 2013, 53 : 397 - 397
12345