Smart coating for furniture textiles was developed using one step environmentally friendly method. Developed coating layer was prepared based on commercial binder and graphite with incorporation of ammonium phosphate and N-[3-(trimethoxysilyl)propyl]-ethylene diamine. The TiO2 nanoparticles were further dispersed in the coating layer and decorated in graphite platelet. Mass ratio of ammonium phosphate was varied and their effect was studied. The flammability, thermal and mechanical properties of the treated furniture textiles were evaluated and improved. Rate of burning of developed textile was significantly reduced recorded zero mm/min compared to 118 mm/min for blank sample. Also, the tensile strength of coated textile was improved by 40%. This is in addition to enhancement in hydrophobic properties of treated textile surface achieving 145 degrees water contact angle.