P2P lending Fintechs and SMEs' access to finance

被引：60

作者：

Abbasi, Kaleemullah ^{[1
,2
]}

Alam, Ashraful ^{[2
]}

Brohi, Noor Ahmed ^{[1
]}

Brohi, Imtiaz Ali ^{[1
]}

Nasim, Shahzad ^{[1
]}

机构：

[1] Begum Nusrat Bhutto Women Univ, Dept Management Sci & Technol, Sukkur 65170, Sindh, Pakistan

[2] Univ Salford, Salford Business Sch, Maxwell Bldg, Salford M5 4WT, Lancs, England

来源：

ECONOMICS LETTERS | 2021年 / 204卷

关键词：

Peer-to-peer lending; Fintechs; Small and medium enterprises; Institutional quality; CORPORATE PERFORMANCE;

D O I：

10.1016/j.econlet.2021.109890

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Given the importance of Small and Medium Enterprises (SMEs) to the economy, we investigate whether peer-to-peer (P2P) lending financial technologies (Fintechs) enhance the SMEs' access to finance. Using a sample of OECD countries from 2011-2018, our fixed effects model finds that P2P lending Fintechs increase the access to finance for SMEs. We also evidence that institutional quality positively moderates the association between P2P lending Fintechs and SMEs' access to finance. Our results suggest that SME managers may meet the liquidity needs of their firms through the use of P2P lending Fintechs. (C) 2021 Elsevier B.V. All rights reserved.

引用

页数：3

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