Determinants of financial inclusion in Latin America and the Caribbean

被引：4
|
作者：
Motta, Victor [1 ]
Gonzalez Farias, Lauro Emilio [1 ]
机构：
[1] Sao Paulo Sch Business Adm, Fundacao Getulio Vargas, Sao Paulo, Brazil
来源：
DEVELOPMENT IN PRACTICE | 2022年 / 32卷 / 08期
关键词：
Financial inclusion; household finance; financial institutions; Latin America; LITERACY; ACCESS; SERVICES; IMPACT;
D O I：
10.1080/09614524.2022.2077314
中图分类号：
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号：
0201 ; 020105 ; 03 ; 0303 ;
摘要：
Financial inclusion is an important determinant of local economic development. Lack of adequate access to formal financial services can have detrimental effects on households, such as hampering liquidity levels. The benefits of financial inclusion could be especially important in Latin America and Caribbean, a region with modest and volatile economic growth, savings, and investment levels. The objective of this paper was to examine the determinants of financial inclusion in Latin America and the Caribbean region. Overall, our results indicate that greater income and education levels are associated with higher probability of financial inclusion.
引用
收藏
页码：1063 / 1077
页数：15
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