Financial strategy of enterprises' technology innovation is the guiding ideology and principle for the financial operation of enterprises' technology innovation which will produce great effect on enterprises' technology innovation. It is determined by their technology innovation strategy. Technology innovation of small and medium-size enterprises is diversified, extensive, lively and efficient. But it doesn't bring the full power of small and medium-size enterprises into play and has low contribution rate of technology. According to technical application graphs and technology lever principle, small and medium-size enterprises should implement "exploration strategy": developing new application area for owned technology and making it doing the business and improving profit. So the thought of financial strategy of small and medium-size enterprises' technology innovation is: aiming at improving enterprises' sustainable development capacity, distinguishing technical research and development funds and strategic ones clearly; and establishing financial supervision for technology innovation.