Bank Privatization in Sub-Saharan Africa: The Case of Uganda Commercial Bank

被引：9

作者：

Clarke, George R. G. ^{[1
]}

Cull, Robert ^{[1
]}

Fuchs, Michael ^{[1
]}

机构：

[1] World Bank, Washington, DC 20433 USA

来源：

WORLD DEVELOPMENT | 2009年 / 37卷 / 09期

关键词：

bank privatization; Uganda; Africa; access to finance; CORPORATE GOVERNANCE; FOREIGN; STATE; PERFORMANCE; CONSTRAINTS; COMPETITION; OWNERSHIP; ARGENTINA; CREDIT; MARKET;

D O I：

10.1016/j.worlddev.2009.01.007

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

Because large state-owned banks are often the only financial service providers in remote areas of low-income countries, policyrnakers worry that even if privatization improves performance, it might reduce access. We study this issue through a case study: the privatization of Uganda Commercial Bank (UCB) to the South African bank Stanbic. Though market segmentation remains a concern since Stanbic faces little or no direct competition in many remote areas, some innovative aspects of the sales agreement have enabled the bank to improve its profitability while maintaining, or even improving, access to financial services for some hard-to-serve groups. (C) 2009 Elsevier Ltd. All rights reserved.

引用

页码：1506 / 1521

页数：16

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