Environmental disaster and women self-sustainability-A survey study on microfinance female clientele in Pakistan

被引:10
作者
Ul Hameed, Waseem [1 ]
Haseeb, Muhammad [2 ]
Iqbal, Jawad [3 ]
Mihardjo, Leonardus W. W. [4 ]
Jermsittiparsert, Kittisak [5 ,6 ,7 ]
机构
[1] Islamia Univ Bahawalpur IUB, Sch Business Management & Adm Sci SBM &, Dept Islamic & Convent Banking ICB, Bahawalpur, Pakistan
[2] Taylors Univ, Taylors Business Sch, Lakeside Campus, Subang Jaya, Malaysia
[3] Islamia Univ Bahawalpur IUB, Sch Business Management & Adm Sci SBM &, Bahawalpur, Pakistan
[4] Bina Nusantara Univ, Business Sch, Doctor Res Management Program, Jakarta, Indonesia
[5] Duy Tan Univ, Inst Res & Dev, Da Nang 550000, Vietnam
[6] Duy Tan Univ, Fac Humanities & Social Sci, Da Nang, Vietnam
[7] Henan Univ Econ & Law, MBA Sch, Zhengzhou, Peoples R China
关键词
An environmental disaster; gender mainstreaming; microfinance; women micro‐ enterprise success; women' self‐ sustainability; STRATEGIC MANAGEMENT RESEARCH; SUB-SAHARAN AFRICA; EMPOWERMENT EVIDENCE; IMPACT; POVERTY; ENTREPRENEURSHIP; VULNERABILITY; BARRIERS;
D O I
10.1002/ijfe.2340
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
The prime objective of this study is to investigate the role of microfinance institutions towards women's self-sustainability in Pakistan because women are the most vulnerable community in Pakistan and in the world, too. Due to various issues like gender discrimination, women's self-sustainability is quite low, and this accounts for the negligible contribution of women in Pakistan's economy (up to 20 to 25%). In addressing this issue, the current study adopted a quantitative research approach and cross-sectional research design. By using a survey questionnaire, data were collected from female clients of microfinance institutions during May 1, 2018 to August 30, 2018. SmartPLS 3 was utilized to analyse the data. The results of the inquiry revealed that microfinance institutions have an essential role to play in promoting women's self-reliance. With the help of micro-enterprises for women, services offered by microfinance institution such as micro-credit, micro-savings, micro-insurance, micro-training and social capital have a major role in developing women's self-sustainability. However, an environmental disaster is one of the crucial factors, which limits the positive contribution of microfinance institutions towards women's self-sustainability. Our thorough research and knowledge on the subject indicates that the current study is the pioneer study that has investigated microfinance institutions as major facilitators of women's self-reliance but which has been limited by many factors such as environmental disasters. Hence, the current study appears salient for microfinance institutions, the government of Pakistan and other practitioners that desire to boost women's self-sustainability.
引用
收藏
页码:3599 / 3622
页数:24
相关论文
共 112 条
[1]  
Akanji O.O., 2006, Central Bank of Nigeria Economic and Financial Review, V39, P111
[2]  
Al-Shami SSA, 2016, ASIAN J WOMEN STUD, V22, P318
[3]  
AMUDHA R, 2014, 2014 INT C SCI ENG
[4]  
[Anonymous], 2014, Journal of Business and Finance
[5]   Examining the impact of microfinance on microenterprise performance (implications for women-owned microenterprises in Indonesia) [J].
Atmadja, Adwin Surja ;
Su, Jen-Je ;
Sharma, Parmendra .
INTERNATIONAL JOURNAL OF SOCIAL ECONOMICS, 2016, 43 (10) :962-981
[6]  
Babajide A., 2012, ASIAN EC FINANCIAL R, V2, P463
[7]   COMPOSITE RELIABILITY IN STRUCTURAL EQUATIONS MODELING [J].
BACON, DR ;
SAUER, PL ;
YOUNG, M .
EDUCATIONAL AND PSYCHOLOGICAL MEASUREMENT, 1995, 55 (03) :394-406
[8]   Microfinance and the business of poverty reduction: Critical perspectives from rural Bangladesh [J].
Banerjee, Subhabrata Bobby ;
Jackson, Laurel .
HUMAN RELATIONS, 2017, 70 (01) :63-91
[9]   THE MODERATOR MEDIATOR VARIABLE DISTINCTION IN SOCIAL PSYCHOLOGICAL-RESEARCH - CONCEPTUAL, STRATEGIC, AND STATISTICAL CONSIDERATIONS [J].
BARON, RM ;
KENNY, DA .
JOURNAL OF PERSONALITY AND SOCIAL PSYCHOLOGY, 1986, 51 (06) :1173-1182
[10]  
Bateman Milford., 2010, WHY DOESNT MICROFINA