Multiple external and internal phosphorus (P) sources to an urban lake, Half Moon Lake in Wisconsin, were examined during the summer of 1999 in order to develop management strategies for effective P control and reversal of eutrophication (Trophic State Index=74). Internal recycling of P accounted for 80% of the summer P budget of the take. Flux of P from the sediment accounted for most of the internal P loading(42% of total budget). However, decomposition of Potamogeton crispus and recycling of macrophyte P during the middle of the summer growing season, and P resuspension due to motor boat activity, accounted for 20% and 17% of the P budget, respectively, representing additional important sources to be controlled. In contrast, summer P loading via the watershed (storm sewers and precipitation) was much less. Using a water quality model (Bathtub),we found that reduction of internal P sources could substantially reduce by greater than 70% the high concentrations of algae in the lake (mean summer chlorophyll = 82 mg.m(-3)). Suggested internal P control measures included a sediment chemical treatment to bind P, greater harvesting of P. crispus to reduce the macrophyte P pool at the time of senescence, and limiting motor boat activity when the take is weakly stratified.