Blockchain and catching-up in developing countries: The case of financial inclusion in Africa

被引：27

作者：

Mavilia, Roberto ^{[1
,2
,3
]}

Pisani, Roberta ^{[2
,3
]}

机构：

[1] Bocconi Univ, Invernizzi Ctr Res Innovat Org Strategy & Entrepr, ICRIOS, Via Sarfatti 25, I-20136 Milan, Italy

[2] Res Ctr Mediterranean Relat, MEDAl, Via Torr 95, I-89125 Reggio Di Calabria, Italy

[3] Bocconi Univ, Dept Management & Technol, Via Sarfatti 25, I-20136 Milan, Italy

来源：

AFRICAN JOURNAL OF SCIENCE TECHNOLOGY INNOVATION & DEVELOPMENT | 2020年 / 12卷 / 02期

关键词：

blockchain; catching-up; developing countries; Africa; financial inclusion; innovation management; TECHNOLOGY;

D O I：

10.1080/20421338.2019.1624009

中图分类号：

O [数理科学和化学]; P [天文学、地球科学]; Q [生物科学]; N [自然科学总论];

学科分类号：

07 ; 0710 ; 09 ;

摘要：

Blockchain technology, born as a tool to support Bitcoins (the most popular and controversial cryptocurrency in the world) has set itself in a very short time as a disruptive technology able not only to revolutionize existing businesses but also to create new ones. This work illustrates the main characteristics of the blockchain and its functioning, and then focuses on the potential applications that can be implemented for developing countries. More specifically, the work, considers the case of financial inclusion in Africa, on the basis of the Global Findex 2017 data, the World Bank Survey on financial inclusion. The empirical analysis identifies the weaknesses in the current financial system in Africa and constitues the basis to discuss potential blockchain solutions to reduce the current level of financial exclusion and pursue sustainable development for African countries.

引用

页码：151 / 163

页数：13

共 53 条

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