Preventing Credit Card Fraud Using Dual Layer Security

The rise and growth of the E-commerce is obtaining high, thus thanks to that the employment of the credit and revolving credit conjointly been up and still keep growth in day by day and together the dishonest cases caused an explosion within the master card transactions. Because the master card obtaining the foremost in style factor concertedly that impact of this master card fraud being with all of that users. That master card fraud cases makes plenty of losses to the banks and a customers, thus currently the stage of this master card fraud cases is would really like no body cannot offer the protection or answer to the present downside. From the sooner stage there are many varieties of techniques and theories to offer to provide to present to administrator to allow to convey to relinquish the concepts to unravel this downside however nobody will give the answer to the present fraud cases. A transparent understanding on all this approaches will definitely result in economical master card fraud detection system. In this paper, we just take the step to prevent the credit card transactions, by getting the IP addresses from the first time user and sending OTP to the frequent user by Time Based OTP algorithm.