Predictors of credit card use and perceived financial well-being in female college students: a Brazil-United States comparative study

被引：42

作者：

Braun Santos, Danilo ^{[1
,2
]}

Mendes-Da-Silva, Wesley ^{[1
,3
]}

Flores, Eduardo ^{[4
]}

Norvilitis, Jill M. ^{[5
]}

机构：

[1] Escola Adm Empresas Sao Paulo, Fundacao Getulio Vargas, Dept Accounting Finance & Control, Sao Paulo, Brazil

[2] Univ Fed Sao Paulo, Escola Paulista Polit Econ & Negocios, Dept Actuarial Sci, Osasco, Brazil

[3] Brigham Young Univ, Marriott Sch Managemen, Dept Accounting, Provo, UT 84602 USA

[4] Univ Sao Paulo, Coll Adm Econ & Accounting, Dept Accounting, Sao Paulo, Brazil

[5] SUNY Buffalo State, Dept Psychol, 1300 Elmwood Ave, Buffalo, NY 14222 USA

来源：

INTERNATIONAL JOURNAL OF CONSUMER STUDIES | 2016年 / 40卷 / 02期

关键词：

Social comparison; credit card use; well-being; college students; MONEY; RISK; ATTITUDES; GENDER; DEBT; MATERIALISM; COVARIANCE; TENDENCIES;

D O I：

10.1111/ijcs.12234

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This article examines predictors of the financial well-being of female college students living in SAo Paulo or New York, focusing upon the relationship with their credit card use behaviour. The results of structural equation models, based on 784 participants, suggest that financial self-confidence and social comparison have an impact on the use of credit cards and exercise an influence on financial well-being. Despite the fact that social comparison is more strongly predictive of credit card use among Brazilian women, credit card use behaviour has a greater impact on the well-being of American women.

引用

页码：133 / 142

页数：10

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