Is the Cohabitation-Marriage Gap in Money Pooling Universal?

Numerous studies have shown that cohabitors are less likely to pool their money than married couples. The authors raise the question of whether the marriage-cohabitation gap in money pooling varies according to the level of institutionalization of cohabitation in the society. They compared 2 Canadian regions with very different demographic regimes. The francophone province Quebec has the highest proportion of cohabiting couples in the world, whereas the levels of cohabitation are moderate in other Canadian provinces. Moreover, the 2 regions differ in their legal systems (civil code vs. common law) and legal regulation of cohabitation. Using data from the Canadian 2011 General Social Survey (N=9,852), the authors found that cohabitors in both regions are less likely to pool their money together. Nevertheless, they did not confirm the hypothesis that the marriage-cohabitation gap is smaller in Quebec despite the higher levels of institutionalization of cohabitation in this region.