Can behavioral biases improve the financial capability of microfinance clients in the tribal states of India?

被引：4

作者：

Chidambaranathan, Mani ^{[1
]}

Guha, Samapti ^{[1
]}

机构：

[1] Tata Inst Social Sci TISS, Sch Management & Labour Studies, Ctr Social Entrepreneurship, Naorojee Campus,VN Purav Marg, Mumbai 400088, Maharashtra, India

来源：

STRATEGIC CHANGE-BRIEFINGS IN ENTREPRENEURIAL FINANCE | 2020年 / 29卷 / 05期

关键词：

behavioral biases; financial capability; microfinance; indigenous households; financial inclusion; LITERACY EDUCATION; LOSS AVERSION; INCLUSION; ATTITUDES;

D O I：

10.1002/jsc.2367

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

Financial capability (FC) of the households involved in microfinance (MF) activities is better than those who are not. MF model, especially the traditional informal group structure, provides a platform for financial socialization and hence, it enables to build the FC of its members. Socioeconomic factors and behavioral economic variables significantly influence the level of FC of the households involved in MF activities. While designing FC enhancement programs, one should consider social capital structures and behavioral economic aspects.

引用

页码：589 / 606

页数：18