Indebted Over Time: Racial Differences in Student Borrowing

被引：11

作者：

Chan, Monnica ^{[1
]}

Kwon, Jihye ^{[2
]}

Nguyen, David J. ^{[3
]}

Saunders, Katherine M. ^{[4
]}

Shah, Nilkamal ^{[5
]}

Smith, Katie N. ^{[6
]}

机构：

[1] Harvard Univ, Cambridge, MA 02138 USA

[2] Northern Kentucky Univ, Cocurricular Assessment & Res, 505 Nunn Dr, Highland Hts, KY 41099 USA

[3] Ohio Univ, Higher Educ & Student Affairs, McCracken Hall,Off 432C, Athens, OH 45701 USA

[4] United Negro Coll Fund, Frederick D Patterson Res Inst, 1805 7th St, Washington, DC 20001 USA

[5] Township High Sch Dist 214, Arlington Hts, IL USA

[6] Seton Hall Univ, Educ Leadership Management & Policy, Jubilee Hall,400 South Orange Ave, S Orange, NJ 07079 USA

来源：

EDUCATIONAL RESEARCHER | 2019年 / 48卷 / 08期

关键词：

debt; descriptive analysis; ethnicity; finance; higher education; historical analysis; postsecondary education; race; regression analyses; student loan; DISPARITIES; YOUNG; DEBT;

D O I：

10.3102/0013189X19864969

中图分类号：

G40 [教育学];

学科分类号：

040101 ; 120403 ;

摘要：

Recent trends in higher education financing have increased students' need to borrow to afford college. This brief examines how federal student loan borrowing has changed from 2000 to 2016 by student race/ethnicity using logistic regression analysis and data from the National Postsecondary Student Aid Study (NPSAS). We find that the odds of borrowing have diverged over time across racial and ethnic subgroups even after controlling for institutional sector and students' financial circumstances. This divergence in student loan borrowing has important implications for policymakers and researchers interested in closing racial gaps in college access and success.

引用

页码：558 / 563

页数：6

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