The implication of banking competition: Evidence from African countries

被引：32

作者：

Kouki, Imen ^{[1
,2
]}

Al-Nasser, Amjad ^{[3
]}

机构：

[1] Univ Dubai, Coll Business Adm, Dubai, U Arab Emirates

[2] LAREQUAD, Tunis, Tunisia

[3] Yarmouk Univ, Fac Sci, Dept Stat, Irbid 21163, Jordan

来源：

RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE | 2017年 / 39卷

关键词：

Market power; Efficiency; Stability; Africa; Lerner index; MARKET POWER; RISK-TAKING; EFFICIENCY; INDUSTRY; 2-STAGE; REFORM; IMPACT; COST;

D O I：

10.1016/j.ribaf.2014.09.009

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This paper examines how bank efficiency and stability are affected by the market power in Africa. Our results show that the higher degree of market power is associated with high level of efficiency and profitability. The banks with more market power operating are able to be in command of the price and hence improve their profit. The market power has a benefit in both stability and risk. Hence, gain in market will increase the stability and reduce the risk for banking system. Our findings do not support the argument that competition should not be based on a "quiet life hypothesis". (C) 2014 Elsevier B.V. All rights reserved.

引用

页码：878 / 895

页数：18

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