Impact of online convenience on mobile banking adoption intention: A moderated mediation approach

被引:108
作者
Jebarajakirthy, Charles [1 ]
Shankar, Amit [2 ]
机构
[1] Griffith Univ, Dept Mkt, Griffith Business Sch, Gold Coast Campus, Southport, Qld 4222, Australia
[2] Indian Inst Management Visakhapatnam, Visakhapatnam 530003, Andhra Pradesh, India
关键词
Convenience; Mobile banking; Adoption intention; Perceived hedonic values; Perceived utilitarian values; Perceived security concern; CUSTOMER SATISFACTION; SERVICE CONVENIENCE; CONSUMER ADOPTION; EMPIRICAL-EXAMINATION; YOUNG CONSUMERS; KEY DIMENSIONS; SHOPPING VALUE; CHANNEL; UTILITARIAN; ANTECEDENTS;
D O I
10.1016/j.jretconser.2020.102323
中图分类号
F [经济];
学科分类号
02 ;
摘要
The purpose of this study to investigate the effect of online convenience dimensions on mobile banking (m banking) adoption intention using a comprehensive moderated mediation framework. A total of 446 responses from Indian banking users were received using systematic sampling. The covariance-based structural equation modelling and PROCESS macro were used to examine the hypotheses. The results indicated that access convenience, transaction convenience, benefit convenience, and post-benefit convenience have a crucial impact on m banking adoption intention. The perceived hedonic values and perceived utilitarian values mediate the effects of convenience dimensions on m-banking adoption intention. The study's findings will help banks to identify which dimension/s of online convenience they should focus on over m-banking platforms to enhance adoption intention. As, "Convenience" plays a crucial role in mobile commerce adoption intention. This study attempts to examine how convenience dimensions affect m-banking adoption intention.
引用
收藏
页数:12
相关论文
共 98 条
[51]   Consumer adoption versus rejection decisions in seemingly similar service innovations: The case of the Internet and mobile banking [J].
Laukkanen, Tommi .
JOURNAL OF BUSINESS RESEARCH, 2016, 69 (07) :2432-2439
[52]   The role of information in mobile banking resistance [J].
Laukkanen, Tommi ;
Kiviniemi, Vesa .
INTERNATIONAL JOURNAL OF BANK MARKETING, 2010, 28 (05) :372-388
[53]   Consumer perceptions of online consumer product and service reviews Focusing on information processing confidence and susceptibility to peer influence [J].
Lee, Hyun-Hwa ;
Ma, Yoon Jin .
JOURNAL OF RESEARCH IN INTERACTIVE MARKETING, 2012, 6 (02) :110-132
[54]   Shopping value in online auctions: Their antecedents and outcomes [J].
Lee, Min-Young ;
Kim, Youn-Kyung ;
Fairhurst, Ann .
JOURNAL OF RETAILING AND CONSUMER SERVICES, 2009, 16 (01) :75-82
[55]  
Lee Seong Ho, 2015, [Journal of Information Technology Services, 한국IT서비스학회지], V14, P1, DOI 10.9716/KITS.2015.14.2.001
[56]   Mobile shopping among young consumers: an empirical study in an emerging market [J].
Mahapatra, Sabita .
INTERNATIONAL JOURNAL OF RETAIL & DISTRIBUTION MANAGEMENT, 2017, 45 (09) :930-949
[57]   Common method variance in IS research: A comparison of alternative approaches and a reanalysis of past research [J].
Malhotra, Naresh K. ;
Kim, Sung S. ;
Patil, Ashutosh .
MANAGEMENT SCIENCE, 2006, 52 (12) :1865-1883
[58]  
Mazaheri E, 2010, J GLOB SCHOLARS MARK, V20, P123
[59]   Trust considerations on attitudes towards online purchasing: The moderating effect of privacy and security concerns [J].
McCole, Patrick ;
Ramsey, Elaine ;
Williams, John .
JOURNAL OF BUSINESS RESEARCH, 2010, 63 (9-10) :1018-1024
[60]   Mobile Banking A fashionable concept or an institutionalized channel in future retail banking? Analyzing patterns in the practical and academic mobile banking literature [J].
Moser, Florian .
INTERNATIONAL JOURNAL OF BANK MARKETING, 2015, 33 (02) :162-177