Impact of online convenience on mobile banking adoption intention: A moderated mediation approach

被引:108
作者
Jebarajakirthy, Charles [1 ]
Shankar, Amit [2 ]
机构
[1] Griffith Univ, Dept Mkt, Griffith Business Sch, Gold Coast Campus, Southport, Qld 4222, Australia
[2] Indian Inst Management Visakhapatnam, Visakhapatnam 530003, Andhra Pradesh, India
关键词
Convenience; Mobile banking; Adoption intention; Perceived hedonic values; Perceived utilitarian values; Perceived security concern; CUSTOMER SATISFACTION; SERVICE CONVENIENCE; CONSUMER ADOPTION; EMPIRICAL-EXAMINATION; YOUNG CONSUMERS; KEY DIMENSIONS; SHOPPING VALUE; CHANNEL; UTILITARIAN; ANTECEDENTS;
D O I
10.1016/j.jretconser.2020.102323
中图分类号
F [经济];
学科分类号
02 ;
摘要
The purpose of this study to investigate the effect of online convenience dimensions on mobile banking (m banking) adoption intention using a comprehensive moderated mediation framework. A total of 446 responses from Indian banking users were received using systematic sampling. The covariance-based structural equation modelling and PROCESS macro were used to examine the hypotheses. The results indicated that access convenience, transaction convenience, benefit convenience, and post-benefit convenience have a crucial impact on m banking adoption intention. The perceived hedonic values and perceived utilitarian values mediate the effects of convenience dimensions on m-banking adoption intention. The study's findings will help banks to identify which dimension/s of online convenience they should focus on over m-banking platforms to enhance adoption intention. As, "Convenience" plays a crucial role in mobile commerce adoption intention. This study attempts to examine how convenience dimensions affect m-banking adoption intention.
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页数:12
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