Conventional versus Islamic bank efficiency: A dynamic network data-envelopment-analysis approach

被引:5
作者
Azad, Md Abul Kalam [1 ]
Talib, Muzalwana Binti Abdul [2 ]
Kwek, Kian-Teng [3 ]
Saona, Paolo [4 ,5 ,6 ]
机构
[1] Islamic Univ Technol, Dept Business & Technol Management, Gazipur, Bangladesh
[2] Univ Malaya, Fac Econ & Adm, Dept Appl Stat, Kuala Lumpur, Malaysia
[3] Univ Malaya, Fac Econ & Adm, Dept Econ, Kuala Lumpur, Malaysia
[4] St Louis Univ, Richard A Chaifetz Sch Business, Madrid Campus,Av Valle 34, Madrid 28232, Spain
[5] Univ Pontificia Comillas, Fac Econ & Business Adm, C Alberto Aguilera 23, Madrid 28015, Spain
[6] Univ Catolica Santisima Concepcion, Fac Econ & Adm Sci, Alonso de Ribera 2850, Concepcion, Chile
关键词
Data envelopment analysis; efficiency; network DEA; Malaysia; PREDICTING EFFICIENCY; PRODUCTIVITY CHANGE; EMPIRICAL-EVIDENCE; COMMERCIAL-BANKS; ACQUISITIONS; MALAYSIA; MERGERS; IMPACT; DEA; PERFORMANCE;
D O I
10.3233/JIFS-189196
中图分类号
TP18 [人工智能理论];
学科分类号
081104 ; 0812 ; 0835 ; 1405 ;
摘要
This study compares the efficiency of conventional and Islamic banks in Malaysia by engaging in a dynamic three-step (production, intermediation, and profitability) network data envelopment analysis (DEA). The inputs and outputs for the DEA model are selected based on the CAMELS rating. The major contributions of this study are threefold. First, this study investigates the efficiency of Malaysian banks using a novel dynamic network DEA model. Second, the Malaysian banking industry is found to be efficient in creating earning assets rather than in creating loans or profit. The results reveal that only a few banks in Malaysia have been efficient in converting deposits and equities into profit. Third, Islamic banks, in general, have been performing efficiently in the production and profitability approaches. Conventional banks, in contrast, are found to have been efficient in the intermediation approach. Policy implications are derived from the main conclusions.
引用
收藏
页码:1921 / 1933
页数:13
相关论文
共 47 条
[1]  
Abaoub E., 2016, INT J BUSINESS MANAG, V11, P254, DOI DOI 10.5539/IJBM.V11N5P254
[2]   Efficiency and total factor productivity change of Malaysian commercial banks [J].
Abdul-Majid, Mariani ;
Saal, David S. ;
Battisti, Giuliana .
SERVICE INDUSTRIES JOURNAL, 2011, 31 (13) :2117-2143
[3]   The impact of Islamic banking on the cost efficiency and productivity change of Malaysian commercial banks [J].
Abdul-Majid, Mariani ;
Saal, David S. ;
Battisti, Giuliana .
APPLIED ECONOMICS, 2011, 43 (16) :2033-2054
[4]   Efficiency in Islamic and conventional banking: an international comparison [J].
Abdul-Majid, Mariani ;
Saal, David S. ;
Battisti, Giuliana .
JOURNAL OF PRODUCTIVITY ANALYSIS, 2010, 34 (01) :25-43
[5]   The efficiency of Islamic and conventional commercial banks in Malaysia [J].
Ahmad, Suraya ;
Rahman, Abdul Rahim Abdul .
INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT, 2012, 5 (03) :241-263
[6]  
[Anonymous], 2000, Socio-Economic Planning Sciences, DOI [DOI 10.1016/S0038-0121, DOI 10.1016/S0038-0121(99)00012-9]
[7]   An illustration of dynamic network DEA in commercial banking including robustness tests [J].
Avkiran, Necmi Kemal .
OMEGA-INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCE, 2015, 55 :141-150
[8]   Unveiling black-box of bank efficiency An adaptive network data envelopment analysis approach [J].
Azad, Abul Kalam ;
Kian-Teng, Kwek ;
Talib, Muzalwana Abdul .
INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT, 2017, 10 (02) :149-169
[9]  
Azad M.A.K., 2016, EURASIAN BUSINESS RE, V2017, P1
[10]   Market structure, institutional framework and bank efficiency in ASEAN 5 [J].
Chan, Sok-Gee ;
Koh, Eric H. Y. ;
Zainir, Fauzi ;
Yong, Chen-Chen .
JOURNAL OF ECONOMICS AND BUSINESS, 2015, 82 :84-112