Conventional versus Islamic bank efficiency: A dynamic network data-envelopment-analysis approach

被引:5
|
作者
Azad, Md Abul Kalam [1 ]
Talib, Muzalwana Binti Abdul [2 ]
Kwek, Kian-Teng [3 ]
Saona, Paolo [4 ,5 ,6 ]
机构
[1] Islamic Univ Technol, Dept Business & Technol Management, Gazipur, Bangladesh
[2] Univ Malaya, Fac Econ & Adm, Dept Appl Stat, Kuala Lumpur, Malaysia
[3] Univ Malaya, Fac Econ & Adm, Dept Econ, Kuala Lumpur, Malaysia
[4] St Louis Univ, Richard A Chaifetz Sch Business, Madrid Campus,Av Valle 34, Madrid 28232, Spain
[5] Univ Pontificia Comillas, Fac Econ & Business Adm, C Alberto Aguilera 23, Madrid 28015, Spain
[6] Univ Catolica Santisima Concepcion, Fac Econ & Adm Sci, Alonso de Ribera 2850, Concepcion, Chile
关键词
Data envelopment analysis; efficiency; network DEA; Malaysia; PREDICTING EFFICIENCY; PRODUCTIVITY CHANGE; EMPIRICAL-EVIDENCE; COMMERCIAL-BANKS; ACQUISITIONS; MALAYSIA; MERGERS; IMPACT; DEA; PERFORMANCE;
D O I
10.3233/JIFS-189196
中图分类号
TP18 [人工智能理论];
学科分类号
081104 ; 0812 ; 0835 ; 1405 ;
摘要
This study compares the efficiency of conventional and Islamic banks in Malaysia by engaging in a dynamic three-step (production, intermediation, and profitability) network data envelopment analysis (DEA). The inputs and outputs for the DEA model are selected based on the CAMELS rating. The major contributions of this study are threefold. First, this study investigates the efficiency of Malaysian banks using a novel dynamic network DEA model. Second, the Malaysian banking industry is found to be efficient in creating earning assets rather than in creating loans or profit. The results reveal that only a few banks in Malaysia have been efficient in converting deposits and equities into profit. Third, Islamic banks, in general, have been performing efficiently in the production and profitability approaches. Conventional banks, in contrast, are found to have been efficient in the intermediation approach. Policy implications are derived from the main conclusions.
引用
收藏
页码:1921 / 1933
页数:13
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