The design on credit decision mechanism (CDM) from opportunity benefit

被引：0

作者：

Pang, SL ^{[1
]}

Wang, YM ^{[1
]}

Liu, SB ^{[1
]}

Zhang, XZ ^{[1
]}

机构：

[1] Zhongshan Univ, Sch Math, Guangzhou 510275, Peoples R China

来源：

PROCEEDINGS OF THE 4TH WORLD CONGRESS ON INTELLIGENT CONTROL AND AUTOMATION, VOLS 1-4 | 2002年

关键词：

D O I：

10.1109/WCICA.2002.1021520

中图分类号：

TP [自动化技术、计算机技术];

学科分类号：

0812 ;

摘要：

In this paper, we establish nonlinear programming model on. credit decision. We introduce the theory and methods-of incentive mechanism design to the research. when the entrepreneur pursues opportunity benefit with imperfect information. We get a concrete optimal credit decision mechanism (CbM) under the mortagage loan. We also discuss the problem about credit rationing and give the conclusions about the CDM involving rationing and non-rationing respectively. In addition, re give a suggestion that the bank can't make the decision about providing the loan or denying the applicant.

引用

页码：2393 / 2397

页数：5

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