The model analysis of the evolutionary route of rural financial cooperation in China

Although the central government has implemented a series of reforms, development and promotion in the rural financial field since rural reform, under a completely isolated state, it could only cause "performance noncooperation" between the rural finance support system to the rural support policy. This paper has set up an angle balanced model, and the analysis on the model indicated that the entire process growing gradually from nothing of occurrence, development and maturation of the financial cooperation went with the harmonious advantage which the government offering harmony service obtained from the financial service offered by its own. Therefore, the reasonable system arrangement could reduce the transaction cost which was brought by the resource supply restraint and the development of the financial market, reduce the difference between the individual income and the social efficiency, promote the individual to engage in the coordinative activities and finally cause the growth of the financial gross.