[1] Jaypee Inst Informat Technol, Comp Sci & Engn & Informat Technol, Noida, India
[2] Jaypee Inst Informat Technol, Humanities & Social Sci, Noida, India
[3] Montclair State Univ, Feliciano Sch Business, Montclair, NJ USA
[4] Complutense Univ Madrid UCM, Lib & Informat Sci, Leganes, Spain
[5] Australian Inst Business, Finance, Adelaide, Australia