Microfinance outreach and aggregate welfare

被引：3

作者：

Ahmed, Ishraq ^{[1
]}

Kitenge, Erick ^{[2
]}

机构：

[1] Black Hills State Univ, Sch Business, Spearfish, SD 57799 USA

[2] Prairie View A&M Univ, Coll Business, Prairie View, TX USA

来源：

JOURNAL OF INTERNATIONAL DEVELOPMENT | 2022年 / 34卷 / 03期

关键词：

aggregate welfare; consumption; microfinance; outreach; PANEL-DATA; IMPACT; CREDIT; POVERTY; MICROCREDIT; EFFICIENCY; FINANCE; ACCESS; INCOME;

D O I：

10.1002/jid.3616

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

This study investigates the impact of microfinance outreach on aggregate economic well-being. We specifically examine the effect of microfinance outreach on aggregate welfare, as measured by income and household consumption growth, across 108 countries over the period 2005-2015. Our empirical results confirm the aptitude of microfinance outreach to enhance aggregate welfare. Mainly, the average loan balance per borrower and the percentage of women borrowers positively impacted aggregate welfare. Additionally, outreach affects consumption growth strongly. Therefore, this study upholds the incorporation of microfinance into policies targeting aggregate welfare and economic development.

引用

页码：652 / 669

页数：18

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