Housing crisis, hardship and safety net support: examining the effects of foreclosure on households and families

被引：2
作者：
Mykyta, Laryssa [1 ]
机构：
[1] Univ Texas Rio Grande Valley, Dept Sociol & Anthropol, Edinburg, TX 78539 USA
来源：
HOUSING STUDIES | 2019年 / 34卷 / 05期
关键词：
Foreclosure; family well-being; material hardship; safety nets; social support;
D O I：
10.1080/02673037.2018.1487040
中图分类号：
X [环境科学、安全科学];
学科分类号：
08 ; 0830 ;
摘要：
The housing market crash in the mid-2000s was characterized by unusually high rates of mortgage delinquencies and foreclosures. Thus, many householders and their families faced the prospect of losing their homes. This paper employs a unique data-set linking the 2008 Survey of Income and Program Participation with individual foreclosure event records from Realty Trac to examine the effects of foreclosure on changes in household well-being. Results from random effects models suggest that foreclosure was positively associated with hardship and food insecurity. Further, households at risk of foreclosure had greater odds of accessing government assistance programs but lower odds of receiving support from private safety nets. Results from lagged dependent variable models suggest that changes in foreclosure status are associated with increased hardship and reduced economic well-being. The lack of access to private safety nets suggests the need for comprehensive public programs to identify and assist homeowners at risk.
引用
收藏
页码：827 / 848
页数：22
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