Mental budgeting and the management of household finance

被引:109
作者
Antonides, Gerrit [1 ]
de Groot, I. Manon [2 ]
van Raaij, W. Fred [3 ]
机构
[1] Wageningen Univ, Dept Social Sci, NL-6706 KN Wageningen, Netherlands
[2] Dutch Tax & Customs Adm, Dept Res & Mkt, Utrecht, Netherlands
[3] Tilburg Univ, Sch Social & Behav Sci, NL-5000 LE Tilburg, Netherlands
关键词
Mental budgeting; Financial management; FUTURE CONSEQUENCES; PSYCHOLOGY; BEHAVIOR; OUTCOMES; INCOME;
D O I
10.1016/j.joep.2011.04.001
中图分类号
F [经济];
学科分类号
02 ;
摘要
Mental budgeting and financial management were investigated in a large sample of the Dutch population. Mental budgeting was quite common, and was explained from general education, having saving goals, financial knowledge, time orientation, and financial situation. Also, mental budgeting, in addition to effects of financial situation, time orientation and financial knowledge, was positively associated with having an overview of expenses and current accounts, and household financial management. (C) 2011 Elsevier B.V. All rights reserved.
引用
收藏
页码:546 / 555
页数:10
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