Metamorphosis is an important developmental stage for holometabolous insects, during which adult morphology and physiology are established. Proper development relies on optimal body temperatures, and natural ambient temperature (T-a) fluctuations, especially in spring or in northern latitudes, could result in interruptions to development. It is unclear how low-T-a exposure may affect insects that are actively developing. To understand how suboptimal T-a may affect metamorphosing insects, we used the alfalfa leafcutting bee, Megachile rotundata (Fabricius), a solitary, cavity-nesting bee that spends its juvenile and pupal stages within a brood cell. We characterized suites of physiological traits, rather than just using a singular parameter to determine effects of sublethal T-a stress. Metamorphosing M. rotundata were exposed to either constant or fluctuating low-T-a stress and compared to control bees allowed to develop normally. All bees survived and emerged as adults, but the constant low-T-a-stressed bees were affected most severely. Male constant low-T-a-stressed bees had decreased flight performance (lower metabolic rate, shorter flight bouts, decreased wing length), suggesting that the stress altered muscular or neurological development. Constant low-T-a-stressed bees also had altered activity levels, providing more support for the hypothesis that low-T-a stress causes long-term neurological defects. Exposure to fluctuating low T-a also delayed development time for both sexes; males had decreased adult life span, and both sexes had shortened wings. Together, these results provide evidence for a critical developmental window during metamorphosis and suggest that there may be severe implications for bees in the wild that are exposed to low-T-a stressors.