Sources of advantageous selection: Evidence using actual health expenditure risk

被引：7

作者：

Johar, Meliyanni ^{[1
]}

Savage, Elizabeth ^{[1
]}

机构：

[1] Univ Technol Sydney, Econ Discipline Grp, Broadway, NSW 2007, Australia

来源：

ECONOMICS LETTERS | 2012年 / 116卷 / 03期

关键词：

Health insurance; Health expenditure risk; Adverse selection; INSURANCE MARKET; DEMAND; CARE;

D O I：

10.1016/j.econlet.2012.06.002

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

In a market where insurers are not allowed to risk rate, we find evidence of advantageous selection using observed health expenditure risk. Selection is driven by income and optimism about the future. This may explain insurers' profitability, despite community rating. (c) 2012 Elsevier B.V. All rights reserved.

引用

页码：579 / 582

页数：4

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