Sources of advantageous selection: Evidence using actual health expenditure risk

被引：7

作者：

Johar, Meliyanni ^{[1
]}

Savage, Elizabeth ^{[1
]}

机构：

[1] Univ Technol Sydney, Econ Discipline Grp, Broadway, NSW 2007, Australia

来源：

ECONOMICS LETTERS | 2012年 / 116卷 / 03期

关键词：

Health insurance; Health expenditure risk; Adverse selection; INSURANCE MARKET; DEMAND; CARE;

D O I：

10.1016/j.econlet.2012.06.002

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

In a market where insurers are not allowed to risk rate, we find evidence of advantageous selection using observed health expenditure risk. Selection is driven by income and optimism about the future. This may explain insurers' profitability, despite community rating. (c) 2012 Elsevier B.V. All rights reserved.

引用

页码：579 / 582

页数：4

共 50 条

[31] Finnish adolescents' selection and assessment of health information sources [J].

Kansakoski, Helena Marjukka ;

Hirvonenis, Noora ;

Palmgren-Neuvonen, Laura ;

Nygard, Tuula ;

Huotari, Maija-Leena .

INFORMATION RESEARCH-AN INTERNATIONAL ELECTRONIC JOURNAL, 2021, 26 (01)

[32] Insurers' response to selection risk: Evidence from Medicare enrollment reforms [J].

Decarolis, Francesco ;

Guglielmo, Andrea .

JOURNAL OF HEALTH ECONOMICS, 2017, 56 :383-396

[33] Scope and Incentives for Risk Selection in Health Insurance Markets With Regulated Competition: A Conceptual Framework and International Comparison [J].

van Kleef, Richard C. ;

Reuser, Mieke ;

Mcguire, Thomas G. ;

Armstrong, John ;

Beck, Konstantin ;

Brammli-Greenberg, Shuli ;

Ellis, Randall P. ;

Paolucci, Francesco ;

Schokkaert, Erik ;

Wasem, Juergen .

MEDICAL CARE RESEARCH AND REVIEW, 2024, 81 (03) :175-194

[34] Decomposition of Socioeconomic Inequality in Catastrophic Health Expenditure: An Evidence from Iran [J].

Vahedi, Sajad ;

Rezapour, Aziz ;

Khiavi, Farzad Faraji ;

Esmaeilzadeh, Firooz ;

Javan-Noughabi, Javad ;

Almasiankia, Abdollah ;

Ghanbari, Abbas .

CLINICAL EPIDEMIOLOGY AND GLOBAL HEALTH, 2020, 8 (02) :437-441

[35] Out-of-pocket health expenditure differences in Chile: Insurance performance or selection? [J].

Dintrans, Pablo Villalobos .

HEALTH POLICY, 2018, 122 (02) :184-191

[36] Beyond catastrophic payments: modeling household health expenditure shares with endogenous selection [J].

Maruotti, Antonello ;

Di Loro, Pierfrancesco Alaimo ;

Johnson, Cathleen .

ASTA-ADVANCES IN STATISTICAL ANALYSIS, 2025, 109 (02) :363-386

[37] Health expenditure models: A comparison using panel data [J].

Albouy, Valerie ;

Davezies, Laurent ;

Debrand, Thierry .

ECONOMIC MODELLING, 2010, 27 (04) :791-803

[38] MORAL HAZARD AND ADVERSE SELECTION IN HEALTH INSURANCES, EVIDENCE FROM A TRANSITIONAL ECONOMY [J].

Minh Thi Nguyen .

SINGAPORE ECONOMIC REVIEW, 2014, 59 (02)

[39] Catastrophic and impoverishing effects of health expenditure: new evidence from the Western Balkans [J].

Bredenkamp, Caryn ;

Mendola, Mariapia ;

Gragnolati, Michele .

HEALTH POLICY AND PLANNING, 2011, 26 (04) :349-356

[40] Household catastrophic health expenditure: evidence from Georgia and its policy implications [J].

Gotsadze, George ;

Zoidze, Akaki ;

Rukhadze, Natia .

BMC HEALTH SERVICES RESEARCH, 2009, 9

← 1 2 3 4 5 →