Sources of advantageous selection: Evidence using actual health expenditure risk

被引：7
|
作者：
Johar, Meliyanni [1 ]
Savage, Elizabeth [1 ]
机构：
[1] Univ Technol Sydney, Econ Discipline Grp, Broadway, NSW 2007, Australia
来源：
ECONOMICS LETTERS | 2012年 / 116卷 / 03期
关键词：
Health insurance; Health expenditure risk; Adverse selection; INSURANCE MARKET; DEMAND; CARE;
D O I：
10.1016/j.econlet.2012.06.002
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
In a market where insurers are not allowed to risk rate, we find evidence of advantageous selection using observed health expenditure risk. Selection is driven by income and optimism about the future. This may explain insurers' profitability, despite community rating. (c) 2012 Elsevier B.V. All rights reserved.
引用
收藏
页码：579 / 582
页数：4
相关论文
共 50 条
  • [1] Direct evidence of risk aversion as a source of advantageous selection in health insurance
    Schmitz, Hendrik
    ECONOMICS LETTERS, 2011, 113 (02) : 180 - 182
  • [2] Adverse selection or advantageous selection? Risk and underwriting in China's health-insurance market
    Gao, Feng
    Powers, Michael R.
    Wang, Jun
    INSURANCE MATHEMATICS & ECONOMICS, 2009, 44 (03): : 505 - 510
  • [3] Advantageous Selection in Crop Insurance: Theory and Evidence
    He, Juan
    Rejesus, Roderick
    Zheng, Xiaoyong
    Yorobe, Jose, Jr.
    JOURNAL OF AGRICULTURAL ECONOMICS, 2018, 69 (03) : 646 - 668
  • [4] Risk selection into supplemental private health insurance in China
    Jiang, Yawen
    Ni, Weiyi
    HEALTH ECONOMICS REVIEW, 2019, 9 (01)
  • [5] Advantageous Selection in Insurance Markets with Compound Risk
    Rachel J. Huang
    Arthur Snow
    Larry Y. Tzeng
    The Geneva Risk and Insurance Review, 2017, 42 : 171 - 192
  • [6] Advantageous Selection in Insurance Markets with Compound Risk
    Huang, Rachel J.
    Snow, Arthur
    Tzeng, Larry Y.
    GENEVA RISK AND INSURANCE REVIEW, 2017, 42 (02): : 171 - 192
  • [7] Supplemental health insurance in the Colombian managed care system: Adverse or advantageous selection?
    Bardey, David
    Buitrago, Giancarlo
    JOURNAL OF HEALTH ECONOMICS, 2017, 56 : 317 - 329
  • [8] Empirical Evidence for Advantageous Selection in the Commercial Fire Insurance Market
    Wang, Kili C.
    Huang, Rachel J.
    Tzeng, Larry Y.
    GENEVA RISK AND INSURANCE REVIEW, 2009, 34 (01): : 1 - 19
  • [9] Empirical Evidence for Advantageous Selection in the Commercial Fire Insurance Market
    Kili C Wang
    Rachel J Huang
    Larry Y Tzeng
    The Geneva Risk and Insurance Review, 2009, 34 : 1 - 19
  • [10] ADVANTAGEOUS SELECTION, MORAL HAZARD, AND INSURER SORTING ON RISK IN THE US AUTOMOBILE INSURANCE MARKET
    Robinson, Patricia A.
    Sloan, Frank A.
    Eldred, Lindsey M.
    JOURNAL OF RISK AND INSURANCE, 2018, 85 (02) : 545 - 575
12345