Ownership of a bank account and health of older Hispanics

被引：37

作者：

Aguila, Emma ^{[1
]}

Angrisani, Marco ^{[2
]}

Blanco, Luisa R. ^{[3
]}

机构：

[1] USC, Sol Price Sch Publ Policy, 650 Childs Way, Los Angeles, CA 90089 USA

[2] USC, Ctr Econ & Social Res, 635 Downey Way, Los Angeles, CA 90089 USA

[3] Pepperdine Univ, Sch Publ Policy, 24255 Pacific Coast Highway, Malibu, CA 90263 USA

来源：

ECONOMICS LETTERS | 2016年 / 144卷

关键词：

Financial inclusion; Unbanked; Health disparities; Hispanics; Older population;

D O I：

10.1016/j.econlet.2016.04.013

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

We study health effects of financial inclusion, particularly ownership of a bank account of older minorities, with focus on Hispanics. Using data from the Health and Retirement Study from 2000 to 2012, we find that, for Hispanics, being banked has a positive effect on mental health but is not associated with effects on physical health. Mental health benefits are likely to be larger for those who face greater hurdles to access formal financial institutions. Hispanics in less well-off neighborhoods and with below-median wealth appear to experience the greatest mental-health benefits associated with ownership of a bank account. (C) 2016 Elsevier B.V. All rights reserved.

引用

页码：41 / 44

页数：4

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