The study of small enterprises credit evaluation based on incremental AntClust

被引:0
|
作者
Liang Xue-chun [1 ]
Chen Sen-fa [1 ]
Liu Yan [2 ]
机构
[1] Southeast Univ, Econ Management Inst, Nanjing 210096, Peoples R China
[2] Nanjing Univ Technol, Syst Engn Res Inst, Nanjing 210009, Peoples R China
来源
PROCEEDINGS OF 2007 IEEE INTERNATIONAL CONFERENCE ON GREY SYSTEMS AND INTELLIGENT SERVICES, VOLS 1 AND 2 | 2007年
关键词
D O I
暂无
中图分类号
TP18 [人工智能理论];
学科分类号
081104 ; 0812 ; 0835 ; 1405 ;
摘要
The lending rate and lending credit rely on the accurate evaluation of the credit risk of small business. In this paper, according to the running processes in some commercial bank in Nanjing in China, we construct an index system for small business credit evaluation which is a combination of qualitative indices and quantitative ones. Moreover we present an incremental clustering algorithm based on the chemical recognition system of ants to produce index weights. At last we adopt empirical study and the result shows that the credit value of the business gained from the model is credible and accurate.
引用
收藏
页码:294 / 298
页数:5
相关论文
共 50 条
  • [11] Credit of small and medium sized scientific and technological enterprises based on BP neural network Evaluation research
    Zhang, Liulu
    Zuo, Xiao
    2020 2ND INTERNATIONAL CONFERENCE ON COMPUTER SCIENCE COMMUNICATION AND NETWORK SECURITY (CSCNS2020), 2021, 336
  • [12] Credit Rating Model of Small Enterprises Based on Optimal Discriminant Ability and Its Empirical Study
    Li, Zhanjiang
    Guo, Lin
    COMPLEXITY, 2021, 2021
  • [13] An approach to enterprises credit evaluation based on BP neural network
    Sun, QW
    Wu, JX
    Luan, XH
    FOURTH WUHAN INTERNATIONAL CONFERENCE ON E-BUSINESS: THE INTERNET ERA & THE GLOBAL ENTERPRISE, VOLS 1 AND 2, 2005, : 803 - 808
  • [14] Research on the Enterprises Credit Evaluation based on BP Neural Network
    Luan Xiaohui
    Shang Liwei
    PROCEEDINGS OF THE 4TH INTERNATIONAL CONFERENCE ON INNOVATION & MANAGEMENT, VOLS I AND II, 2007, : 1150 - 1154
  • [15] Fuzzy Comprehensive Evaluation of Credit Risk of Small and Medium-sized Enterprises in the Credit Tracing Process
    Jun, Liang
    Qiang, Mei
    PROCEEDINGS OF THE 15TH INTERNATIONAL CONFERENCE ON INDUSTRIAL ENGINEERING AND ENGINEERING MANAGEMENT, VOLS A-C, 2008, : 947 - 950
  • [16] Credit Evaluation of Technology-Based Small and Micro Enterprises: An Innovative Weighting Method Based on Machine Learning and AHP
    Wu, Bingya
    Hu, Zhihui
    Gu, Zhouyi
    Zheng, Yuxi
    Lv, Jiayan
    DATA, 2025, 10 (01)
  • [17] Application of Ant Colony Neural Network to Credit Evaluation of Small and Middle Enterprises
    Liu, HongJing
    PROCEEDINGS OF THE 2015 INTERNATIONAL CONFERENCE ON COMPUTATIONAL SCIENCE AND ENGINEERING, 2015, 17 : 218 - 222
  • [18] Construction of credit evaluation indexes system for small and medium private enterprises of technology
    Liu, Guangbin
    Ma, Kui
    Wang, Yakuh
    Sixth Wuhan International Conference on E-Business, Vols 1-4: MANAGEMENT CHALLENGES IN A GLOBAL WORLD, 2007, : 2713 - 2719
  • [19] Research on Credit Mode of Small and Medium Enterprises Based on Supply Chain
    Chen Zepeng
    He Yuemei
    CALL OF PAPER PROCEEDINGS OF 2008 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE AND ENGINEERING, 2008, : 1226 - +
  • [20] Research on Evaluation to the Security Credit of Construction Enterprises Based on the Fuzzy Comprehensive Evaluation
    Xie Liangqiu
    Hu Jinhong
    COMPREHENSIVE EVALUATION OF ECONOMY AND SOCIETY WITH STATISTICAL SCIENCE, 2010, : 163 - 167