The study of small enterprises credit evaluation based on incremental AntClust

被引:0
|
作者
Liang Xue-chun [1 ]
Chen Sen-fa [1 ]
Liu Yan [2 ]
机构
[1] Southeast Univ, Econ Management Inst, Nanjing 210096, Peoples R China
[2] Nanjing Univ Technol, Syst Engn Res Inst, Nanjing 210009, Peoples R China
来源
PROCEEDINGS OF 2007 IEEE INTERNATIONAL CONFERENCE ON GREY SYSTEMS AND INTELLIGENT SERVICES, VOLS 1 AND 2 | 2007年
关键词
D O I
暂无
中图分类号
TP18 [人工智能理论];
学科分类号
081104 ; 0812 ; 0835 ; 1405 ;
摘要
The lending rate and lending credit rely on the accurate evaluation of the credit risk of small business. In this paper, according to the running processes in some commercial bank in Nanjing in China, we construct an index system for small business credit evaluation which is a combination of qualitative indices and quantitative ones. Moreover we present an incremental clustering algorithm based on the chemical recognition system of ants to produce index weights. At last we adopt empirical study and the result shows that the credit value of the business gained from the model is credible and accurate.
引用
收藏
页码:294 / 298
页数:5
相关论文
共 50 条
  • [1] Credit evaluation study for loan request of small and medium enterprises based on factor analysis
    Shao Jun Gang
    Zhong Yao
    PROCEEDINGS OF THE 2007 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE AND ENGINEERING, FINANCE ANALYSIS SECTION, 2007, : 300 - 306
  • [2] A Credit Evaluation Model For Small Micro-enterprises Based On Text Mining And Empirical Study
    Wang, Cong
    Yang, Deli
    FIFTH INTERNATIONAL CONFERENCE ON INTELLIGENT CONTROL AND INFORMATION PROCESSING (ICICIP), 2014, : 398 - 402
  • [3] Credit Evaluation of Small and Medium Sized Pharmaceutical Enterprises Based on Entropy Method
    Sun, Ruohan
    Shi, Ruo
    PROCEEDINGS OF THE FIFTH SYMPOSIUM OF RISK ANALYSIS AND RISK MANAGEMENT IN WESTERN CHINA (WRARM 2017), 2017, 152 : 309 - 313
  • [4] Study on Small and Medium Enterprises Credit Rating
    Zhuang Kai
    Zhang Shoufeng
    COMPREHENSIVE EVALUATION OF ECONOMY AND SOCIETY WITH STATISTICAL SCIENCE, 2009, : 714 - 717
  • [5] THE EVALUATION OF CREDIT MANAGEMENT ON THE PERFORMANCE OF SMALL SCALE ENTERPRISES IN NIGERIA
    Adedeji, Abayomi Adewale
    Ikumapayi, Tolulope
    Taiwo, Joseph N.
    Akpevwe, Gbenedio
    5TH INTERNATIONAL CONFERENCE ON EDUCATION AND SOCIAL SCIENCES (INTCESS 2018), 2018, : 110 - 118
  • [6] Credit evaluation model of small construction enterprises based on discriminating between two types of customers
    Meng B.
    Yang Y.
    Diao S.
    Xitong Gongcheng Lilun yu Shijian/System Engineering Theory and Practice, 2019, 39 (02): : 346 - 359
  • [7] CREDIT EVALUATION OF CONSTRUCTION ENTERPRISES BASED ON NEURAL NETWORK
    Chen, Fan
    Wang, Mengjun
    Xie, Hongtao
    ICIM 2008: PROCEEDINGS OF THE NINTH INTERNATIONAL CONFERENCE ON INDUSTRIAL MANAGEMENT, 2008, : 788 - 793
  • [8] The Research on Credit Risk Evaluation of Small and Medium-Sized Enterprises Based on DEA/AHP
    Li Jianbo
    Chen Jiajie
    ENTERPRISE GROWS IN SUSTAINING EFFICIENCY AND EFFECTIVENESS, CONFERENCE PROCEEDINGS, 2009, : 395 - 399
  • [9] Study on Credit Evaluation System of Real Estate Enterprises
    Lei, Shen
    INFORMATION AND BUSINESS INTELLIGENCE, PT II, 2012, 268 : 384 - 389
  • [10] THE IMPACT OF CREDIT ON SMALL REGIONAL ENTERPRISES: A MULTIDISCIPLINARY OBSERVATIONAL STUDY
    Duenas-Pena, Alex
    Mireya-Cuellar Sanchez, Diana
    Nunez-Valdes, Karen
    RUSSIAN LAW JOURNAL, 2023, 11 (07) : 655 - 663