Trust, Social Capital, and Intermediation Roles in Microfinance and Microenterprise Development

被引:22
作者
Panda, Debadutta K. [1 ]
机构
[1] Inst Management Technol IMT Hyderabad, Survey 38, Hyderabad 5000218, Andhra Pradesh, India
来源
VOLUNTAS | 2016年 / 27卷 / 03期
关键词
Microfinance; Microenterprise; Trust; Social capital; Intermediation role; Self-help Group; STRATEGIC DECISION-MAKING; CREDIT PROGRAMS; ENTREPRENEURIAL; OUTCOMES; POVERTY; IMPACT; DETERMINANTS; INFORMATION; PERFORMANCE; ENTERPRISES;
D O I
10.1007/s11266-015-9678-8
中图分类号
D58 [社会生活与社会问题]; C913 [社会生活与社会问题];
学科分类号
摘要
This study examines the role of trust and intermediation functions in microfinance and microenterprise development. Fifteen Self-help Groups (SHGs) were selected from three different locations in India for Focus Group Discussions (FGDs) and in-depth personal discussions. The peer trust was found higher than the intermediation trust during the microfinance group formation as well as group operations. The level of intermediation trust was higher than the peer trust during microenterprise development. The entry level trust was cognitive in nature, and transformed to 'affective peer trust' and 'affective intermediation trust' at the operational level. Trust was found to be the causality of social capital in SHGs. Intermediation trust was higher for early adopters of entrepreneurship than that of the late adopters. In case of microentrepreneur, the cognitive intermediation trust was transformed to affective intermediation trust with the passage of time.
引用
收藏
页码:1242 / 1265
页数:24
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