FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

被引:0
作者
Sima, Jan [1 ]
Beranova, Marketa [2 ]
Navratilova, Miroslava [2 ]
机构
[1] Charles Univ Prague, Dept Sport Management, Fac Phys Educ & Sport, Prague, Czech Republic
[2] Czech Univ Life Sci, Dept Trade & Accounting, Fac Econ & Management, Prague, Czech Republic
来源
PROCEEDINGS OF THE 15TH INTERNATIONAL CONFERENCE EFFICIENCY AND RESPONSIBILITY IN EDUCATION 2018 (ERIE) | 2018年
关键词
Education; financial literacy; knowledge; student; university;
D O I
暂无
中图分类号
G40 [教育学];
学科分类号
040101 ; 120403 ;
摘要
The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64.35% of respondents know the difference between the terms debit card and credit card, but only 50.87% of them are able to define the difference correctly. As few as 29.60% of respondents know the acronym APR, of whom 84.09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38.12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.
引用
收藏
页码:394 / 401
页数:8
相关论文
共 50 条
[21]   Assessment of university students' level of financial literacy: the voices of the National University of Development Studies education students [J].
Seotsanyana, Malimpho Elsie .
AFRICA REVIEW, 2019, 11 (01) :63-76
[22]   FINANCIAL LITERACY AND FINANCIAL KNOWLEDGE OF STUDENTS OF THE FACULTY OF PHYSICAL CULTURE PALACKY UNIVERSITY IN OLOMOUC [J].
Tomcik, Jaromir .
HRADECKE EKONOMICKE DNY 2015, ROC 5(3), 2015, 5 :244-250
[23]   INFLATION AS PART OF PRICE LITERACY AND AWARENESS OF THE CONCEPT OF INFLATION AMONG UNIVERSITY STUDENTS [J].
Beranova, Marketa ;
Sima, Jan ;
Navratilova, Miroslava .
PROCEEDINGS OF THE 17TH INTERNATIONAL CONFERENCE EFFICIENCY AND RESPONSIBILITY IN EDUCATION 2020 (ERIE 2020), 2020, :30-37
[24]   RESEARCH ON THE LEVEL OF FINANCIAL LITERACY OF STUDENTS: THE CASE OF MOSCOW POLYTECHNIC UNIVERSITY [J].
Panova, Elena ;
Vaslavskaya, Irina ;
Bashkirova, Kristina ;
Frolova, Natalia ;
Semikin, Dmitriy ;
Semikina, Yulia .
INTERNATIONAL REVIEW, 2023, (3-4) :71-80
[25]   The impact of financial literacy on risk seeking and patient attitudes of university students [J].
Mudzingiri, Calvin .
DEVELOPMENT SOUTHERN AFRICA, 2021, :845-861
[26]   VALIDITY AND RELIABILITY ANALYSIS OF A FINANCIAL LITERACY SCALE IN UNIVERSITY STUDENTS IN PERU [J].
Chavez-Ruiz, Mervin Juan ;
Garcia-Salirrosas, Elizabeth Emperatriz ;
Ezcurra-Zavaleta, Ghenkis A. ;
Bejarano-Auqui, Jesus Fernando .
INTERCIENCIA, 2025, 50 (03) :146-153
[27]   Financial literacy among university students: A study in eight European countries [J].
Ergun, Kutlu .
INTERNATIONAL JOURNAL OF CONSUMER STUDIES, 2018, 42 (01) :2-15
[28]   Financial Literacy in Ukraine and Hungary with special regard to the Performance of University Students [J].
Poyda-Nosyk, Nina ;
Kalman, Botond ;
Tailor, R. K. .
PACIFIC BUSINESS REVIEW INTERNATIONAL, 2022, 15 (02) :71-85
[29]   Can personality traits influence Brazilian university students' financial literacy? [J].
de Oliveira Vieira Goulart, Marco Antonio ;
Affonso da Costa Jr, Newton Carneiro ;
Paraboni, Ana Luiza ;
Mendes Luna, Monica Maria .
REVIEW OF BEHAVIORAL FINANCE, 2023, 15 (03) :410-426
[30]   Earlier financial literacy and later financial behaviour of college students [J].
Xiao, Jing Jian ;
Ahn, Sun Young ;
Serido, Joyce ;
Shim, Soyeon .
INTERNATIONAL JOURNAL OF CONSUMER STUDIES, 2014, 38 (06) :593-601