Competition and risk in South East Asian commercial banking

被引:90
作者
Liu, Hong [2 ]
Molyneux, Philip [1 ]
Nguyen, Linh H. [3 ]
机构
[1] Bangor Univ, Bangor Business Sch, Bangor LL57 2DG, Gwynedd, Wales
[2] Univ Glasgow, Glasgow Business Sch, Glasgow G12 8QQ, Lanark, Scotland
[3] Saigon Bank Ind & Trade, Ho Chi Minh City, Vietnam
关键词
bank competition; banking system fragility; financial stability; regulation; MARKET-STRUCTURE; PANEL-DATA; POWER; DIVERSIFICATION; CONSOLIDATION; EFFICIENCY; CONTESTABILITY; RESTRICTIONS; LIQUIDITY; SECTORS;
D O I
10.1080/00036846.2011.579066
中图分类号
F [经济];
学科分类号
02 ;
摘要
This article investigates the effects of competition on bank risk taking behaviour in four South East Asian countries (Indonesia, Malaysia, Philippines and Vietnam). Our main finding is that competition does not increase bank risk-taking behaviour and the results appear robust to different model specifications, estimation approaches and variable construction. We also find that concentration is inversely related to bank risk whereas regulatory restrictions positively influence bank risk-taking.
引用
收藏
页码:3627 / 3644
页数:18
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