The Analysis of the Card Business Tendency in China Under the Global Financial Crisis

The global financial crisis has made great influence to the world directly or indirectly since2008, especially in the economy and bank business, which is originated from the American credit crisis. Statistic data shows that there is a trend of economy growth in the first half of this year. Some international authorities suppose that credit card crisis which will not be appear according to the data of the first-quarter report of VISA. But there're still many problems that should not be neglected. In China, many card issuing banks should improve and strengthen their corporate governance to maintain the business steady. This article supply some methods to improve the business through the analysis on the credit and debit card financial models.