[1] Texas A&M AgriLife, Blackland Extens & Res Ctr, Temple, TX 76502 USA
[2] KB Claims Survey & Adjusting, Risk Management Off, Seoul 04027, South Korea
[3] Inha Univ, Dept Civil Engn, Incheon 22212, South Korea
[4] Colorado State Univ, Dept Civil & Environm Engn, Ft Collins, CO 80523 USA
[5] Inha Univ, Inst Water Resources Syst, Incheon 22212, South Korea