RURAL BANK AND REGIONAL ECONOMIC DEVELOPMENT: EVIDENCE FROM INDONESIA

被引：0

作者：

Wiwoho, Jamal ^{[1
]}

Saputro, Nugroho ^{[2
,3
]}

Pamungkas, Putra ^{[2
,3
]}

Trinugroho, Irwan ^{[2
,3
]}

Ariefianto, Moch. Doddy ^{[3
,4
]}

Goestjahjantie, Francisca Sestri ^{[5
]}

机构：

[1] Univ Sebelas Maret, Fac Law, Surakarta, Indonesia

[2] Univ Sebelas Maret, Fac Econ & Business, Surakarta, Indonesia

[3] Univ Sebelas Maret, Ctr Fintech & Banking, Surakarta, Indonesia

[4] Bina Nusantara Univ, BINUS Grad Program Master Accounting, Accounting Dept, W Jakarta, Indonesia

[5] STIE Insan Pembangunan, Banten, Indonesia

来源：

INTERNATIONAL JOURNAL OF BUSINESS AND SOCIETY | 2021年 / 22卷 / 02期

关键词：

Rural Bank; Fund Allocation; Economic Growth; Poverty; Indonesia; FINANCIAL DEVELOPMENT; GROWTH;

D O I：

10.33736/ijbs.3761.2021

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This paper investigates the relationship between fund reallocation on economic growth and poverty by using 1860 rural banks. Our quarterly data allow us to merge bank-level data and province level-data from 2010-2016. We find that loan-to-deposit ratio as our proxy of intermediation function could boost economic development. Our non-linear regression shows that too much finance reduces regional GDP growth but, in the long term, could help to reduce poverty. Our results provide some important policy implications that rural banks could contribute to economic development in a good way but should be highly supervised in terms of risk and competition.

引用

页码：818 / 827

页数：10

共 16 条

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